All Saints’ Principal Mission: Calvert Concept Charitable Corporation (C4)
In 2021, All Saints Parish approved a Principal Mission focused on helping neighbors achieve lasting financial stability through housing solutions. What began as a parish vision has become a thriving, independent nonprofit — and its impact is already being felt right here in Calvert County, Maryland.
CALVERT CONCEPT CHARITABLE CORPORATION (C4)
Originally launched as a ministry of All Saints Episcopal Church, C4 became an independent 501(c)(3) nonprofit organization in 2022 to expand its reach and maximize its impact across the community.
Mission: C4 empowers individuals to overcome the generational effects of poverty and systemic barriers by building the knowledge, resources, and financial stability needed to achieve homeownership, business ownership, and long-term economic independence.
How C4 Works
C4’s innovative three-year program combines personalized financial coaching, matched savings, education, and mentorship to help participants build lasting financial security. Each participant is paired with a dedicated volunteer Liaison — a personal mentor, coach, and accountability partner — who guides them every step of the way. Participants receive up to $5,000 per year in financial benefits, including dollar-for-dollar savings matching and performance-based incentives tied to measurable progress. All services are completely free to participants.
Who C4 Serves
C4 serves hardworking individuals and families who face significant barriers to building financial security, including descendants of enslaved individuals, Native Americans, public servants who cannot afford to live in the communities they serve, seniors facing financial hardship, and others working to overcome significant economic challenges. Approximately 95% of participants are people of color, 85% are women, and 80% are descendants of enslaved people.
Accomplishments
In just four years, C4 has:
- Graduated its first class of homeowners — who completed the three-year program and purchased their own homes in 2026
- Built a network of more than 20 community partners, including the Calvert County Library, the Calvert County Commission for Women, the University of Maryland Extension, and the College of Southern Maryland
- Secured more than $100,000 in funding to support participants and program growth
- Currently serves 15 active participants, with plans to expand to 30
The Ripple Effect
When C4’s work is successful, families that have struggled for generations begin building assets they can pass on to future generations. Children and grandchildren inherit not only financial assets, but also the knowledge, expectations, and opportunities that sustain economic mobility. Supporting C4 is more than a charitable contribution — it is an investment in lasting change for Calvert County.
Learn more, apply, or volunteer at www.c4housing.org
